Buying a Home
It's probably the biggest investment you'll ever make with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional.
Members of the Oklahoma Association of REALTORS® (OAR) are real estate professionals who belong to the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics. Not all real estate brokers and agents are REALTORS® To make sure you're working with one, look for the federally registered membership mark REALTOR®.
When buying a home, here's what you can learn from a REALTORS®'s knowledge and skill:
- A REALTOR® can help you determine how much home you can actually afford. Often, a REALTOR® can suggest additional ways to obtain the down payment and explain various financing methods.
- A REALTOR® can help you determine the home best suited to your family's needs and size, style, features, location, accessibility to schools, transportation, shopping, etc.
- A REALTOR® has access to thousands of listings of available homes, and can match the features of currently listed homes with your needs and within your price range, saving you time and frustration on unsuitable homes.
- A REALTOR® can offer suggestions on how, with a few simple changes, a home could be made more suitable for you and improve its utility and value.
- A REALTOR® can supply information on real estate values, taxes, utility costs, municipal services and facilities, and may be aware of proposed zoning changes that could affect your decision to buy.
- A REALTOR® can tell you what personal and financial data to bring with you when applying for a loan.
- A REALTOR® can help you better understand the closing process by explaining it all before you get to the closing table.